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Our popular Smarter Investing blog is a concise source for asset-class investing principles and retirement planning insights.

Friday, June 9, 2023

How could I say no? A group of fellow soccer parents wanted to field an adult, co-ed indoor soccer team. I wasn’t at the get-together when they decided who would play, so I was automatically added as the goalie–a position I...

Monday, May 22, 2023

It’s easy to forget that we’re investing for our long-term goals, many of which will not come to be for a decade or more. Even older investors are often trying to leave some of their wealth to the next generation or...

Tuesday, April 18, 2023

The most common financial planning and investment question I get from clients and prospective clients alike is: How much can I spend from my portfolio in retirement? It also might be the most critical question you’ll face in your...

Friday, March 24, 2023

The collapse of Silicon Valley Bank and Signature Bank in the last few weeks—the second and third largest bank failures in history—have been dominating financial headlines. But as I’ve read their stories to understand...

Saturday, March 18, 2023

A recent article on Fox Business reported shocking findings from the 2022 Fidelity State of Retirement Planning Study: “More than 40% of the general population put their retirement planning on hold during the pandemic, and that...

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Tuesday, March 14, 2023

You’ve probably heard that Silicon Valley Bank (SVB) folded last week, the 16th largest bank failure in history. Stock prices since have been predictably volatile—down for a few days but up significantly today. First, the...

Friday, February 24, 2023

Dan Wheeler passed away this weekend after a battle with pancreatic cancer. I’ve mentioned several financial industry-related names in my articles over the years that are on my gratitude list, from Fama, French, Bogle, and...

Tuesday, February 21, 2023

When I first started using DFA mutual funds to invest client portfolios over 20 years ago, it was with a specific purpose. After giving up on trying to pick stocks and time the market (“active management”) in the early...

Tuesday, January 31, 2023

Happy Valentine’s Day! Dimensional posted this video to their website today and I wanted to share it with you. Here are their thoughts followed by the short clip: In love as in finance, there is some value in being flexible....

Tuesday, January 24, 2023

With last year firmly in the rearview mirror and annual reports on their way out the door, I decided to look back on 2022 in financial markets and share some of the things that stood out to me and that we can learn from. THE GOOD We...

Thursday, December 22, 2022

Every year after Thanksgiving, my family heads to a remote Christmas tree farm in Edmond to get a real tree for the house. The fresh air is invigorating, it’s our two-year-old lab Berkeley’s happiest day of the year, and my...

Tuesday, December 6, 2022

“Everyone I talk to has lost a ton of money this year; what’s going on?” I’ve heard this question several times from clients and potential clients in the last few months. Surprisingly, 2022 looks like it will be...

Friday, December 2, 2022

Technology enables immediate access to everything wherever and whenever we want it. In many cases, such as staying in touch with friends and family, or learning about world events, that’s a good thing. However, when it comes to...

Friday, November 4, 2022

No one enjoys a stock market decline, but asset class investors don’t have much to complain about this year. While the S&P 500 is down over 17% and the international stock MSCI World ex-USA Index has declined over 22% through...

Friday, October 28, 2022

With over 200,000 financial advisors in the United States, how do you pick one? First, eliminate the stock pickers. Those are the people making predictions about which stocks are going to be winners and losers. Cross off the market...

Thursday, October 13, 2022

Stocks have historically been the best investment for long-term investors to combat the costs of higher inflation. Small cap and value stocks tend to perform particularly well when inflation rises (I’ve written about this before,...

Tuesday, September 27, 2022

It has been a tough year for investors as diversified stock portfolios have declined by almost 20% from their highs last year. Bonds have failed to offer the stability we’ve seen from them in prior downturns, as their price...

Saturday, September 24, 2022

By David Booth We’ve learned a lot about investing over the past 60 years, a period that has seen many breakthroughs in the world of finance. What we know comes from studying public markets and is grounded in serious academic...